INFORMATION AND ENCOURAGEMENT FOR TODAY'S SENIOR AND RETIREE

Retired From Work But Not Retired from Life

Hi Folks,

If you are a regular visitor to my sites you know that I believe that retirement is a gift, an exciting time of your life that should be filled with activities, purpose, opportunities and a chance to do what you want to do. No bosses to please, no deadlines to meet, no  quotas to fill – except your own. A gift that millions of people around the world are dreaming about.

If you are retired (or planning retirement) please don’t miss this wonderful opportunity to really experience life and do some of the things you didn’t have time for when you were employed.

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Be the first to comment - What do you think?  Posted by Woody - November 4, 2011 at 1:52 pm

Categories: RETIREMENT LIVING   Tags: ,

What to keep in a safe deposit box – what not to

Hi Folks,

Where do you keep your wills and birth certificates? Where do you keep your insurance policies? How about your certificate of deposits?

Most folks would say you should keep these documents in a safety deposit box.  But that is only partially correct. Some documents should not be kept in a safety deposit box!

You should not keep the originals of your living wills, medical directives, funeral and burial wishes, wills and powers of attorney in a safety deposit box - anything you might need at the last moment. These items should be kept in a fireproof box or safe in your home or a place where you can get access to them immediately. These are items that you will need immediately when the need arises and don’t have the time to wait for the bank to open. Also some states require a court order to open the safety deposit box of a deceased person.

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Be the first to comment - What do you think?  Posted by Woody - October 28, 2011 at 3:49 pm

Categories: INFORMED SENIORS   Tags:

Senior Citizen Employment

Hi Folks,

Do you fall into one of these groups:

  • I had to retire - company downsized, layed-off
  • I wanted to retire but now I would like to work again.
  • My retirement income is not enough, I need to find a job to provide additional income.

Well, no matter what the reason, if you are considering going back to work there is good news; it seems that employment for seniors will be plentiful.

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Be the first to comment - What do you think?  Posted by Woody - October 25, 2011 at 4:19 pm

Categories: RETIREMENT INCOME   Tags:

Working From Home After Retirement

Hi Folks,

Retirement! What a wonderful time for getting involved in those activities and projects you have dreamed about for so many years.

  • Taking up golf or handball or tennis.
  • Traveling to all those exciting places that so capture your imagination.
  • Learning to paint, sculpt, work with wood.
  • Starting or joining a ministry or other nonprofit for helping or encouraging others.
  • Starting that home business you have always wanted to try.

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Be the first to comment - What do you think?  Posted by Woody - October 21, 2011 at 8:21 am

Categories: RETIREMENT INCOME, RETIREMENT LIVING   Tags:

A WEB SITE FOR NON TECH SAVVY SENIORS

Hi Folks,

This post is for you folks who are not very tech savvy and/or have friends who are not very tech savvy. Boy! Do I have a great site for you! http://www.teachparentstech.org/watch

Google created this site for kids to e-mail how-to videos to their parents, grandparents and others about basic computer operations. But this is a great site for anyone wondering through the computer maze. So, watch the videos yourself and put your non-techy friends onto it by e-mailing the special form that you will find on the site,  http://www.teachparentstech.org/watch (or just tell them about it icon smile A WEB SITE FOR NON TECH SAVVY SENIORS ).

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2 comments - What do you think?  Posted by Woody - October 13, 2011 at 11:26 pm

Categories: INFORMED SENIORS   Tags:

The Critical Importance of Recreation For Senior Citizens

Hi Folks,

What are you up to today? Lunch with friends, catching a matinée, taking a nice walk, working in your garden, planning your next trip, dropping by a park to watch the kids play or maybe making a visit to the mall?

Sure are lots of things to do, aren’t there? Oh, being a senior is a such great time, especially if you are retired. Time to have more fun, be a kid again, get involved in some great causes, encourage others and on and on and on. 

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Be the first to comment - What do you think?  Posted by Woody - October 11, 2011 at 11:02 am

Categories: ACTIVE SENIORS   Tags:

HAPPY NEWS, GOOD NEWS, POSITIVE NEWS AND FUN NEWS

Hi Folks,

I have only a short little article for you today but hopefully what I’m going to tell you will help bring smiles to your face day after day for years to come!

Do you get tired of all the bad news, sad news, negative news and discouraging news that you hear and see every day? I know I do.

I am a big news fan. I love keeping up with what is happening in the world but honestly I don’t understand why the media folks have to only report the bad news. There is a lot of good news happening out there all the time but rarely does anyone tell us about it. What a shame.

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Be the first to comment - What do you think?  Posted by Woody - October 7, 2011 at 2:18 pm

Categories: HAPPY SENIORS   Tags:

SENIOR, FOR HEALTHY LIVING YOU MUST KEEP MOVING.

Hi Folks,

Well, we just returned home from senior exercise (one hour sessions, three days a week). What a great bunch of seniors to exercise with, fellowship with and share with.

Today during our water break I mentioned how easy it would have been to stay home and take it easy. I took a fall on one of my exploring expeditions recently and I’m still sore. My comment turned the conversation to how we must keep pushing ourselves to stay active so that we can stay healthy.

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1 comment - What do you think?  Posted by Woody - October 6, 2011 at 10:17 am

Categories: HEALTHY SENIORS   Tags:

Medicare Enrollment Dates for 2012 have changed

Hi Folks,

The period for Medicare enrollment and changing plans has moved up several weeks this year. This year’s enrollment period is October 15 through December 7.

As it is so important to examine all the information and explore all the options available to you, start early so you won’t end up making a hasty decision you may regret.

As you will probably be inundated with information and conflicting advice about your options let me recommend the best place to start learning about Medicare:  http://www.medicare.gov/default.aspx. You will be glad you started there.

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Be the first to comment - What do you think?  Posted by Woody - October 4, 2011 at 9:53 am

Categories: SOCIAL SECURITY AND MEDICARE   Tags:

Is it true that Medicare Payment Will Increase For 2012?

Hi Folks,

Update: Please see my latest post about Medicare and Social Security: http://www.retirement-on-a-budget.com/social-security-benefits-will-increase-in-2012-but/.htm

I’ve received a lot of emails lately telling me (and the dozens of other recipients on their distribution lists) that the per person Medicare premiums will increase from the present $96.40 per month to $104.20 in 2012, $120.20 in 2013 and $247.00 in 2014.

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3 comments - What do you think?  Posted by Woody - October 1, 2011 at 12:01 pm

Categories: SOCIAL SECURITY AND MEDICARE   Tags:

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