WISE SENIORS

Retirement Advice

Hi Folks,

I hope today’s article isn’t a ”let down” for some of you. I’m sure Clement Castillo did not intended his article to be discouraging but rather to serve as a warning to both pre-retirement folks as well as to those who have already retired.

The retirement highway is not to be taken for granted, it is full of potholes and littered with all sorts of surprises. Be aware. 

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Debit Card Safety Tips

Hi Folks,

For seniors, using our debit card is a such a simple, hassle-free way to make purchases, get cash, and make deposits that, for most of us, they have become our preferred way of taking care of everyday money matters. But we can become so accustomed to using them that we become careless.

Here are some safety tips for using our debit cards that, if we follow them, can prevent a whole lot of problems. Read more…

Maximizing Your Retirement Savings

SENIORS – MAKING YOUR HOME SAFER

How Safe is Your Home?

Hi Folks,

Let’s face it, as we get older our homes need some renovations to make them safer. Activities that we once took for granted  like fixing meals, taking showers, and hurrying from room to room require a little more caution now.

But most of us are so independed minded that we don’t want to admit that we need some special safety features like grab bars and walk in showers . . . until we have an accident.  

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AGING

Let’s Hear it for Getting Older!

Hi Folks,

2010. Wow! A new year and a new decade. If you haven’t been enjoying life you had better hurry up and start.  Time sure isn’t slowing down, waiting for us to catch up.

What did you do in 2009 that you really enjoyed, that fulfilled a dream, that makes you smile when you look back over it? What did you do that helped others, encouraged others, cheered others? 

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The Best Christmas Gift Ideas

Give Gifts That ‘Pay It Forward’

Hi Folks,

Well, we attended our first Christmas party of the year yesterday evening. It was fun. Getting together with family and friends is always great but when it’s with special, long time friends it is even better.

Now, it’s confession time. I am absolutely awful at choosing good and thoughtful gifts. I dread shopping for gifts because I don’t know what to buy, so I’m always looking for good ideas. 

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Winterizing Your Home

Hi Folks,

Do you have your home ready for winter? You should have, you know? Here are some easy to-do suggestions from Richard Rossbauer that you can do in a weekend and that will save you money and keep you comfy.

Woody  

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Free Credit Report? Be Very, Very Careful!

Hi Folks,

Be very wary of TV commercials that offer free credit reports. The small print says that you will be billed a monthly fee unless you cancel the subscription, generally within seven days. 

If you would like to receive a truly free credit report (three reports a year) go to www.annualcreditreport.com.

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Preventing Costly Ice Dam Damage

Hi Folks,

Ever hear of an ice dam? I hadn’t untill a few years ago when I woke up to ruined ceilings, furniture and other assorted miseries including moving out of my house for a week while the contractor was repairing the damage.

Ice dams happen and they can be brutal. The following article explains ice dams and how they can be prevented. Recommended reading.

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