RETIREMENT INCOME

Working in Retirement

Hi Folks,

Many folks that have already retired or are just getting ready to retire are discovering that they are going to have to supplement their retirement income with a “retirement job”. Working in retirement is not something most of us had planned on but it has n0w become a cold hard fact.

Well, maybe a job in retirement isn’t such a bad thing! In fact some working in retirement can be good - – if you have the right job.

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Retirement Calculators

Hi Folks,

This page is primarily for folks planning retirement – not for those already in retirement or seniors still working and not yet retired. 

A Retirement Calculator is a very important long-range planning tool designed to help you determine how much money you will need in retirement. No one planning for retirement should be without one or two. There are many good retirement calculators available on the internet.

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Senior Citizen Employment

Hi Folks,

Do you fall into one of these groups:

• I had to retire - company downsized, layed-off
• I wanted to retire but now I would like to work again.
• My retirement income is not enough, I need to find a job to provide additional income.

Well, no matter what the reason, if you are considering going back to work there is good news; it seems that employment for seniors will be plentiful.

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Working From Home After Retirement

Hi Folks,

Retirement! What a wonderful time for getting involved in those activities and projects you have dreamed about for so many years.

• Taking up golf or handball or tennis.
• Traveling to all those exciting places that so capture your imagination.
• Learning to paint, sculpt, work with wood.
• Starting or joining a ministry or other nonprofit for helping or encouraging others.
• Starting that home business you have always wanted to try.

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Make Your Retirement Income Last

Hi Folks,

How are you holding up during all this financial upheaval? Or, more to the point, how is your retirement income holding up?

You know, the part of all this that bothers me most is that no one seems to known how to fix it. And if there is someone out there that does have a good plan to get us back on track he probably wouldn’t be heard.

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EASY ADVICE ON RETIREMENT INCOME

Hi Folks,

I am not a financial advisor – I have a financial advisor (and a darn good one) but, for some reason, most of my friends (retired and those still working) do not use financial advisors. Some of them have stock brokers, some manage their own 401k accounts, some manage their savings using mutual fund accounts and, I’m not sure, but I think one of them uses the old “under the mattress” system .

Lots of folks don’t like to discuss the way they manage their retirement money. I guess they think they would have to explain and/or defend their method of money management. But over the years I have collected a few pieces of good advice from these people (except from the guy with the lumpy mattress) about how they calculated their retirement income and expenses and whether they had enough to retire on. I am not going to try to explain these tidbits of advice, heck, the experts write books explaining these things. I’ll just pass them along to you.

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Part Time Jobs For Retirees

Hi Folks,

I stopped by WalMart early yesterday morning to pick up some flowers as a nice surprise for my wife of 55 years.

At 6:00 am there are a lot of worker-bees putting out fresh fruit and polishing the floors but not many customers so there was only one check-out aisle open. And who do you suppose was minding the cash register? A very pleasant senior citizen. A gentleman who appeared to be in his early 70s.

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Watch Your Retirement Funds – Don’t Be a Target

Hi Folks,

Most of us seniors have worked hard our entire career, raised and supported our family, given back to our community and nation and have done our best to save for our senior years. But then we have to contend with the ”low-lifes” that want to live off of our hard work and profit from our savings and investments.

It is really sad to hear all the stories of the seniors that lose practically everything they have to some jerk that should be living under a rock. 

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Social Security Benefits

Hi folks,

Most of us retirees depend on Social Security for a large part of our retirement income. Some retirees depend almost entirely on their monthly Social Security check for their livelyhood. And we plan to continue receiving these benefits (with an occasional cost of living increase) throughout our lifetime – however there are many ways the amount of our monthly SSA payments can decrease, bringing on a severe a hardship that we had not planned for.

Today’s author gives us some examples of how our Social Security payments can be reduced. If Social Security is an important part of your monthly income then this is a must read article.

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Retirement Jobs

Hi Folks,

Are you looking for a retirement job? Or, have you found one but you really don’t like it all that much? Well, help is on the way.

Carla Vaughn, today’s author, not only gives you some questions to ask yourself  but also gives you some ideas about what sort of jobs are out there. So if you are considering a retirement job, this is a must read.

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