Re-Invent Yourself When You Retire
Hi Folks,
If you have been reading my retiree blogs (www.retirement-on-a-budget.com & www.woodysretirementblog.com) for very long you know that one of my favorite writers is Susan Kersley. Susan is a retired British doctor who ”re-invented” herself. She is now a life coach.
Susan always has the most encouraging and inspiring articles for seniors/retirees and the following article is one we all should read. In fact this article has such an important message for retirees that I am posting it to this blog and to www.woodysretirementblog.com.
Categories: RETIREMENT LIVING Tags: RETIREMENT LIFE
Energy Saving Tips – For Washers, Dryers and Dishwashers
Hi Folks,
Here is another batch of easy to follow energy saving (translate - money saving) tips. These are for when you use your washer, dryer and dishwasher. Try them and watch your power bill go down.
Remember, it’s your money.
Categories: THRIFTY SENIORS Tags: energy saving tips, ENERGY/MONEY SAVING TIPS
Employment Matters: Working Into Your Later Years
Hi Folks,
When individuals are in their twenties or thirties, they often vow to earn enough money to retire as early as possible. At that early age, they have the misguided notion that as soon as they hit their sixties life will be all sunshine and roses. The reality, as many seniors know, is completely different. More and more people worldwide are having to work into their seventies because of financial shortfalls in their expected earnings. Some seniors are choosing to continue to work well into their seventies because they find it therapeutic or it provides them with a social life and something to do. Either way, there are certain things that seniors should know about working through their retirement.
All seniors should undergo regular health checks to determine whether or not it is in their best interests to work. As we get older, we become more susceptible to ailments and maladies because the body degrades over time. Unfortunately, this means we all become less mobile as we get older. Ironically though, working into old age often keeps individuals more mobile than they would be if they were sitting at home during their retirement. Remaining inactive for a period of time often causes joints to stiffen, thus making it more difficult to move. However, working for just an hour a day will encourage the natural movement of the joints and exercise the muscles around them, thus making the body suppler in general.
Categories: RETIREMENT INCOME Tags: Senior Citizen Employment, WORKING SENIORS
Reverse Mortgages For Seniors
Hi Folks,
Nick Clark has an insightful little article for us today about reverse mortgages. Let’s all read it and learn a bit.
Woody Read more…
Categories: INFORMED SENIORS, THRIFTY SENIORS Tags: Reverse Mortgages For Seniors
SENIOR DEBT
Avoiding The Stress Of Coping With Debt As A Senior
Hi Folks,
We live in a consumer society where the mentality is that if we cannot afford something then we should use the credit that we have been offered by various loans companies to buy now and pay later. This is all well and good if you can afford to pay later, but a high number of people cannot afford that luxury and get further and further into debt as a result. Being in debt can be a humiliating and frustrating experience because, once you are in it, it proves to be near on impossible to get out of it. Credit companies thrive on this because it is how they make their profits. However, seniors suffer more than most as a result of it because most seniors do not have the means to pay back debts as readily as younger people do. They cannot go out and earn more money in order to pay back loans and credit cards. It is just not that simple for them. However, there are solutions to this pressing problem.
Debt is not an individual problem; it is an issue for a high percentage of society. While this is not a comforting thought and doesn’t help an individual senior’s plight, it has resulted in the introduction of various services that will offer solutions to the problem of debt in general. If you cannot pay loans back, then counselling and debt services can be called upon to offer you free advice and act as a liaison between you and the debt companies. This should only be a last resort because it can affect your credit rating. However, if you are having problems with debt then you are unlikely to want to get into that situation in a hurry again! However, this is where the “just in case” theory comes in. You never know what will happen to you in the future and thus it is best to leave your options open if at all possible.
Categories: INFORMED SENIORS, THRIFTY SENIORS Tags: SENIOR CITIZEN DEBT
Thrifty Retirement – Saving Money by Spending Time
Hi Folks,
Are you struggling to make ends meet? Well, I can assure you from personal experience and from maintaining two retirement blogs that there are millions of other retirees out there having the same problem as you.
Many of us didn’t have to struggle as much when we worked so we didn’t have to watch our budget so closely. But now things have changed and we are having to look for ways to stretch our dollars. There are many ways to save money but it’s difficult training ourselves to apply the new tricks we learn and a lot of us aren’t willing to spend the time and effort.
Categories: THRIFTY SENIORS Tags: spend time save money
ENERGY SAVING TIPS FOR WATER HEATERS, REFRIGERATORS & FREEZERS
Hi Folks,
Let’s explore some more energy saving tips that will save you money.
Have you tried some of the energy saving tips I suggested in my last two posts? Some of them are really easy to do and pay you back in big savings.
Woody Read more…
Categories: THRIFTY SENIORS Tags: energy saving ideas, energy saving tips, WAYS TO SAVE ENERGY
