SAVE MONEY WITH PROGRAMMABLE THERMOSTATS
Hi Folks,
I just finished reprogramming the programmable thermostat on my furnace/air conditioner. I think I messed up the settings when I kept flipping it back to manual this fall when we occasionally wanted the house little warmer than the auto-thermostat was set for.
Talk about a money saver! A programmable thermostat will cost between $30.00 and $100.00 and can save you well over $100.00 a year.
Categories: THRIFTY SENIORS Tags: SAVING MONEY ON HEATING AND COOLING YOUR HOME
A Good Retirement Investment
Hi Folks,
I don’t know Alvin D. but I do know that he is “on to something” when he suggests a home based business as a means of financing your retirement (and keep you from being bored 
).
Enjoy your day,
Woody
A Good Retirement Investment
by Alvin D. Read more…
Categories: RETIREMENT INCOME Tags: RETIREMENT INCOME
The Best Christmas Gift Ideas
Hi Folks,
Are you still looking for a great gift for someone special? Or maybe you’re not satisfied with what you have already bought for someone (and you can return it). In the following article Peter Lim offers some great ideas for some worthy gifts. One of these ideas may be just what you are looking for.
Drop by www.woodysretirementblog.com/ for some other great Christmas articles.
Categories: WISE SENIORS Tags: Special Christmas gifts
Tips for Saving on Prescription Drugs
Hi Folks,
Are you struggling with affording your prescription drugs? Well, join the club! :-) Most of us are looking for every trick we can find to help save money – especially with our prescription drugs.
Susan Castrianni has five suggestions that may help. I hope they work.
Categories: HEALTHY SENIORS, THRIFTY SENIORS Tags: SAVE ON PRESCRIPTION DRUGS
Thrifty Retirement – Spend Time, Save Money
Hi Folks,
It’s been a while since we’ve had an article by Linda Manley. I always enjoy her articles as they are interesting and thought provoking. So, come on, let’s see if we want to save money or save time.
Woody
Categories: THRIFTY SENIORS Tags: save money, save time
Give Gifts That ‘Pay It Forward’
Hi Folks,
Well, we attended our first Christmas party of the year yesterday evening. It was fun. Getting together with family and friends is always great but when it’s with special, long time friends it is even better.
Now, it’s confession time. I am absolutely awful at choosing good and thoughtful gifts. I dread shopping for gifts because I don’t know what to buy, so I’m always looking for good ideas.
Categories: HAPPY SENIORS, WISE SENIORS Tags: GIFT GIVING
4% Retirement Spending Limit
Hi Folks,
Just a friendly little reminder to all retirees:
Most retirees have been advised that to ensure we will not run out of money during our retirement years we should not withdraw more than 4% of our retirement savings annually.
According to a December 3, 2009 article in Financial Planning ( http://www.financial-planning.com/ ) almost half of all households over age 65 are drawing more than 4% of their retirement income in order to maintain their standard of living. The article, by Ruthie Ackerman, stated that “if this trend continues retirees may find that their income may not be sufficient to last throughout retirement.”
Categories: THRIFTY SENIORS Tags: Retirement spending
Medicare open enrollment: time to make sure you’re in the right plan
Hi Folks,
I’m sorry I did not published this article sooner. There is a lot of good information in it. Unfortunately many people have already enrolled in their Medicare Plan for 2010. With all the changes in health care that will be coming soon, we had all better be on the alert for how these changes will affect us seniors. Personally, I’m concerned. There are way too many people and organizations out there that have their own agendas and aren’t above spinning the truth to sell their ideas.
Keeping in touch,
Woody
Woody
Categories: HAPPY SENIORS, INFORMED SENIORS Tags: Medicare Open Enrollment
