Archive for November, 2009

Winterizing Your Home

Hi Folks,

Do you have your home ready for winter? You should have, you know? Here are some easy to-do suggestions from Richard Rossbauer that you can do in a weekend and that will save you money and keep you comfy.

Woody  

Read more…

Be the first to comment - What do you think?  Posted by Woody - November 26, 2009 at 2:41 pm

Categories: WISE SENIORS   Tags: ,

Free Credit Report? Be Very, Very Careful!

Hi Folks,

Be very wary of TV commercials that offer free credit reports. The small print says that you will be billed a monthly fee unless you cancel the subscription, generally within seven days. 

If you would like to receive a truly free credit report (three reports a year) go to www.annualcreditreport.com.

Read more…

Be the first to comment - What do you think?  Posted by Woody - November 25, 2009 at 11:16 am

Categories: INFORMED SENIORS, WISE SENIORS   Tags:

How to dodge or deal with winter aches and pains

Hi Folks,

Well, like it or not, cold weather is here. At least here in North America. Colds, flu, arthritis, aches and pains. Ouch!

My advice to all of us seniors:  Take good care of yourselves – you have a lot of living to do. icon smile How to dodge or deal with winter aches and pains

The following article has some good advice for us.  Let’s take it. 

Read more…

Be the first to comment - What do you think?  Posted by Woody - November 23, 2009 at 11:10 pm

Categories: ACTIVE SENIORS, HEALTHY SENIORS   Tags:

What to expect when you’re getting older

9062 B13 rgb51 What to expect when you’re getting older(ARA) – The signs of aging aren’t always as obvious as a few more wrinkles and grey hairs. The body naturally changes as you get older, but what exactly can you expect and how do you make sure you’re aging in a healthy way?

The experts at Mayo Clinic offer a list of things to look for as you age, and tips on how you can stay healthy:

Read more…

Be the first to comment - What do you think?  Posted by Woody - November 18, 2009 at 9:10 am

Categories: HAPPY SENIORS   Tags:

Preventing Costly Ice Dam Damage

Hi Folks,

Ever hear of an ice dam? I hadn’t untill a few years ago when I woke up to ruined ceilings, furniture and other assorted miseries including moving out of my house for a week while the contractor was repairing the damage.

Ice dams happen and they can be brutal. The following article explains ice dams and how they can be prevented. Recommended reading.

Read more…

Be the first to comment - What do you think?  Posted by Woody - November 16, 2009 at 11:59 pm

Categories: WISE SENIORS   Tags: ,

Adding Value After Retirement

Hi Folks,
How do people describe you when you aren’t around? ”Always helping others”, ”always learning something new”, “a useful member of society”, ”always making a difference”, ”great to have around”. Or do they use words like, always complaining, whining, criticizing, not very useful?
I’m afraid many retirees are not living the life they should. We find it easier to let others do the work while we just set around, finding fault and criticizing.

Read more…

Be the first to comment - What do you think?  Posted by Woody - November 14, 2009 at 12:22 am

Categories: ACTIVE SENIORS, HAPPY SENIORS   Tags:

Joy In “Everyday Living”

Hi Folks,

My personal motto is: Real Joy Is In “Everyday Living”. Taking pleasure in going to the bank, washing the car, running the vacuum, talking with neighbors - everyday things. I try to live by this little motto every day even though some days are harder than others. But just remembering my motto generally makes me smile. And it sure beats a frown, or a sad sack face.  

One of my “everyday joys” is providing food and water for the wild birds that frequent our back yard. It doesn’t involve much work and feed isn’t expensive because I watch for sales. And you can’t watch wild birds without smiling.

Read more…

Be the first to comment - What do you think?  Posted by Woody - November 10, 2009 at 12:09 pm

Categories: HAPPY SENIORS   Tags: ,

Feds Get Raise – Seniors Don’t!

Hi Folks,

Those of you who are regular readers of this blog know that I generally stick to the “positive side” of things. I believe there is more than enough negative talk out there without my adding more however I just received an email with, what I consider, negaitive news that I feel I should pass along to you:

President Obama recently approved a 2% salary increase for all federal employees effective January 1, 2010.  Members of the  executive, legislative and judicial branch are due for an automatic pay increase in January as well. All this on the backs of seniors who will not incur any COLA increases for several years.                                                             
                                                                           
For the first time in history, the Congress will not allow an increase in the social security COLA (cost of living adjustment).  In fact, The Henry J. Kaiser Family Foundation predicts there may not be any COLA for the next three years. However, the per person monthly Medicare insurance premium will be increased from the 2009 premium of $96.40 to $104.20 in 2010 and to $120.20 for the year 2011.

Read more…

Be the first to comment - What do you think?  Posted by Woody - November 5, 2009 at 10:06 pm

Categories: INFORMED SENIORS   Tags:

Carbon Fluorescent Light Bulbs

Using CFLs Will Save You As Much As 66% In Energy Costs


Hi Folks,

For most homes in developed countries, lighting alone accounts for 9% of our total energy costs. For other parts of the world, it is much higher. Thus, using energy efficient lighting is a must for saving energy.

Read more…

Be the first to comment - What do you think?  Posted by Woody - at 12:37 am

Categories: THRIFTY SENIORS   Tags: ,

Content Protected Using Blog Protector Plugin By: Make Money.
AWSOM Powered