Winterizing Your Home
Hi Folks,
Do you have your home ready for winter? You should have, you know? Here are some easy to-do suggestions from Richard Rossbauer that you can do in a weekend and that will save you money and keep you comfy.
Woody
Categories: WISE SENIORS Tags: Preparing for winter, WISE SENIORS
Free Credit Report? Be Very, Very Careful!
Hi Folks,
Be very wary of TV commercials that offer free credit reports. The small print says that you will be billed a monthly fee unless you cancel the subscription, generally within seven days.
If you would like to receive a truly free credit report (three reports a year) go to www.annualcreditreport.com.
Categories: INFORMED SENIORS, WISE SENIORS Tags: Free credit reports
How to dodge or deal with winter aches and pains
Hi Folks,
Well, like it or not, cold weather is here. At least here in North America. Colds, flu, arthritis, aches and pains. Ouch!
My advice to all of us seniors: Take good care of yourselves – you have a lot of living to do.
The following article has some good advice for us. Let’s take it.
Categories: ACTIVE SENIORS, HEALTHY SENIORS Tags: Staying healthy
What to expect when you’re getting older
(ARA) – The signs of aging aren’t always as obvious as a few more wrinkles and grey hairs. The body naturally changes as you get older, but what exactly can you expect and how do you make sure you’re aging in a healthy way?The experts at Mayo Clinic offer a list of things to look for as you age, and tips on how you can stay healthy:
Categories: HAPPY SENIORS Tags: Staying healthy
Preventing Costly Ice Dam Damage
Hi Folks,
Ever hear of an ice dam? I hadn’t untill a few years ago when I woke up to ruined ceilings, furniture and other assorted miseries including moving out of my house for a week while the contractor was repairing the damage.
Ice dams happen and they can be brutal. The following article explains ice dams and how they can be prevented. Recommended reading.
Categories: WISE SENIORS Tags: WINTERIZING YOUR HOME, WISE SENIORS
Adding Value After Retirement
Categories: ACTIVE SENIORS, HAPPY SENIORS Tags: RETIREMENT LIVING
Joy In “Everyday Living”
Hi Folks,
My personal motto is: Real Joy Is In “Everyday Living”. Taking pleasure in going to the bank, washing the car, running the vacuum, talking with neighbors - everyday things. I try to live by this little motto every day even though some days are harder than others. But just remembering my motto generally makes me smile. And it sure beats a frown, or a sad sack face.
One of my “everyday joys” is providing food and water for the wild birds that frequent our back yard. It doesn’t involve much work and feed isn’t expensive because I watch for sales. And you can’t watch wild birds without smiling.
Categories: HAPPY SENIORS Tags: happy senior, HAPPY SENIORS
Feds Get Raise – Seniors Don’t!
Hi Folks,
Those of you who are regular readers of this blog know that I generally stick to the “positive side” of things. I believe there is more than enough negative talk out there without my adding more however I just received an email with, what I consider, negaitive news that I feel I should pass along to you:
President Obama recently approved a 2% salary increase for all federal employees effective January 1, 2010. Members of the executive, legislative and judicial branch are due for an automatic pay increase in January as well. All this on the backs of seniors who will not incur any COLA increases for several years.
For the first time in history, the Congress will not allow an increase in the social security COLA (cost of living adjustment). In fact, The Henry J. Kaiser Family Foundation predicts there may not be any COLA for the next three years. However, the per person monthly Medicare insurance premium will be increased from the 2009 premium of $96.40 to $104.20 in 2010 and to $120.20 for the year 2011.
Categories: INFORMED SENIORS Tags: INFORMED SENIORS
Carbon Fluorescent Light Bulbs
Using CFLs Will Save You As Much As 66% In Energy Costs
Hi Folks,
For most homes in developed countries, lighting alone accounts for 9% of our total energy costs. For other parts of the world, it is much higher. Thus, using energy efficient lighting is a must for saving energy.
Categories: THRIFTY SENIORS Tags: CARBON FLUORESCENT LAMPS, cost & energy saving tips